What’s a vision board and does it work?

Hey Mama!

Our second vision board party is underway and if you still need tickets, there are a few more days to purchase. visualize-flyer-1

I’ve been getting lots of questions about vision boards and whether or not they work- they do!


What’s a Vision Board? 
A vision board is just that- a board with your vision. It’s a board where your highest priorities and intentions are planted.

It’s what you want your life to be. Where you want to go. Who you want to meet.

{Note: The image in the background of the VISUALIZE flyer is a digital vision board I did in early 2016. I had healthy eating, a growing family, travel, love, spiritual awareness.}

You flip through magazines, draw pictures, print items, and/or attach mementos to a board that has the highest vision for your life.

The only rule to creating a vision board is THERE IS NO RULE. It can be whatever you want it to be.

But does it really work? Visualization is one of the most powerful exercises you can do. What you think you become. Not only does your vision board focus on the things you want, more importantly it focuses on the things you want to FEEL!  Do you want to be happy, peaceful, empowered, loved?

One thing you have to remember though, is a vision board is simply a tool.

It works if you work. In the process of creating the vision board, you get clarity on what you want to happen in your life and how you want to feel. By creating the board, you are setting the intention to manifest those things with the help of God and/or the Universe and of course taking action.

Want to know more, come join me in the first VISUALIZE vision board party happening THIS SATURDAY JANUARY 14th at 1:00pm! 

I will walk you through some exercises to get clear on where you want your life to go. What you want your legacy to be. What not to do. And of course the best steps to take to get you there.

You can buy tickets here. Space is limited so you won’t want to wait until the last minute!

 

Are you too comfortable?

Hey There, Mama!
Have you gotten too comfortable? Just taking it day by day?
When you get comfortable, you’re less likely to make improvements in your life.
Why?
Because you’ve settled.
You’ve become complacent.
nevergettoocomfortable
I’ll tell you right now that you won’t be able to achieve your dreams if you’re cozy in your comfort zone.
 
I won’t sugar coat it. I’m going to keep it REAL AF. Only because I’ve been there.
 
Wanting to achieve big dreams and move mountains only to realize I was comfortable in my little bubble.
 
Success and dreams require you to get up and out of that zone. They don’t sit around and come knocking on your bubble’s door.
 
They only come around when you’re off your butt and taking big, bold, action.
Want to find out if you’re too comfort comfortable?
 
I have a free worksheet for you to complete. No email required. No strings attached. Get it here.
 
Once you realize where you are settling, then you can take the steps to make the changes you want, live your life with purpose, on purpose and leave a legacy you want.
 
P.P.S. Stay tuned for my 7 Day Challenge on Wholistic Life Planning

What would happen to your children if you died?

Kids-Show-2014When you don’t appoint a guardian, your children will have to wait until a judge determines who they should reside with. Sometimes the children must go to foster care temporarily until this is decided- essentially the state becomes your child’s guardian.

If you don’t want that to happen, appoint a guardian!

Here are some tips to consider when appointing a guardian:

  • Is your child comfortable with the individual?
  • Does the individual have the same moral values as you?
  • Is religion important? Does the individual practice the same religion?
  • Are the individual’s parenting style the same as yours?
  • Do you trust the individual to raise your child as you would want your child to be raised?

There are lots of other things to consider when appointing a guardian, however they are not the same for everyone. Consider what is important to you- the legacy and life you’re living- and appoint someone who would do their best to raise your child as you would.

Our office offers FREE GUARDIANSHIP WORKSHOPS- call or email to schedule yours today!

Baby, It’s Cold Outside!

written by California Estate Planning Attorney Carmen Rosas.

 

I hope everyone is staying warm! It’s been extremely cold here lately in sunny California! I woke up to pictures of thermometer readings on Facebook this morning. That’s when you know the temperature is extreme for the Golden State! Although there isn’t any snow, it’s still pretty close to freezing!

Anyhow, I’m going to take a moment this morning to remind you a little bit about how probate can be just as cold as this 30 degree weather. Now, that’s not to say that for some people, probate may be beneficial, but for most of us out there, probate is frightful subject (nothing delightful there! Horrible, I know!)

Probate is long and lasts at minimum (with budget cuts and what not) one year. That’s one year without access to funds for funeral/cremation expenses. One year without access to money to pay last bills, the inability to transfer homes, and the inability to mourn/celebrate the life of a loved one because of logistical issues with probate.

With the cold, icy weather upon us, and possibility of rain and sleet, accidents are more likely to happen. And no I’m not saying because the weather is crappy, you’re going to get in a car accident, but the chances increase. I just want you and your family to be protected.

If ANYTHING happens to you or your spouse/partner/baby’s parent, and neither of you could care for your minor kid, do you know what happens? No, they don’t get to go to grandma and grandpa or auntie or uncle. They risk going in to foster care until a judge can decide where the minor(s) should go. This is a scary situation, especially for little ones.

So, if the length and annoyances of probate aren’t enough, or your children going to foster care isn’t enough, then how about giving away $10,000 of your hard earned money to an attorney and the state? Didn’t think so.

This is why estate planning is ESSENTIAL. And, unless you have a really complicated estate and are a gazillionaire, your estate plan will be about 1/3 of what probate costs, it will be PRIVATE, and your loved ones will have an easier time dealing with the logistics/technicalities of your incapacitation or passing.

So, on that note, stay warm and get to work- make an appointment with an estate planning attorney (yes, even if it isn’t me)!

Happy {Belated} Thanksgivukkah!

written by California estate planning attorney, Carmen Rosas
 
Happy Thanksgivukkah

Happy Hanukkah and Happy Thanksgiving- all in one!

I hope all of you who celebrate, either or both holidays, had a wonderful time with your loved ones! I did, hence the belated well wishes 🙂 I’m definitely full of turkey and stuffing and love.

This is actually my favorite time of year. The winter (technically fall) holidays alway seem to bring my family closer together and there is so much to celebrate. On top of that, December is my birthday month. Champagne and cupcakes are welcomed all month!

Anyhow, as we take the time to appreciate our loved ones and the time we spend together, I always encourage clients or future clients to consider either updating or creating their estate plans. At a time of the year, where all the dysfunction that we call family, gets together to appreciate each other in our lives, show your loved ones how truly loved and thankful you are for them.

I always emphasize how estate planning isn’t just for you- its more about the loved ones you will leave behind. Give them instructions, guidance, and love to help them through the tragedies of life. Let them know that the “what-ifs” of life were anticipated and that they are protected.

As you enjoy the beginning of Christmas shopping season with Black Friday and Small Business Saturday, my office is offering 30% off an estate plan (including updates) when the design plan is scheduled in December. It doesn’t have to be a gift for someone else, it can be your own estate plan. As a way to 1) show you how thankful I am for wonderful clients (past, future and present), 2) celebrate my favorite month of the year (because of Christmas and my birthday!) and 3) help you think of the perfect holiday gift, I decided to give 30% off any estate plans or updates. Yes. 30%. So, hurry and send me an email carmen@carmenrosaslaw.com or give the office a call 650-503-3770 to schedule your planning session.

And in case you didn’t know, I offer a FREE 30 minute “get-to-know-me” consultation via telephone.

Happy Holidays!

P.S. don’t forget to share this post with all your loved ones in California! We offer planning throughout the state!

A Funeral Full of Strangers

written by Bay Area Estate Planning Attorney Carmen Rosas
 

As I was watching the news last night, I heard about a man named Harold Percival. The attendees at his funeral were all strangers. Mr. Percival, age 99, died in a nursing home last month. He did not have any close family members, nor was he married.

The thought of this made me both heartbroken and relieved. Heartbroken, because I could not imagine what it would be like to live to be 99 without having family or friends that would attend my funeral (or present in my life for that matter!) Relieved, because there are still people out there who would honor a man they have never met.

“No man is an island, entire of itself; every man is a piece of the continent, a part of the main.” -John Donne

Have you thought about your funeral arrangements? Would you want to be cremated? It’s not a topic everyone is anxious to discuss, but it’s important.

Have you thought about the legacy you want to leave behind? Are you a d0-g0oder who volunteers? Are you a workaholic? A veteran? How do you want to be remembered? legacy

I think too often we all forget how quickly and unexpected death can come. It’s important to live our lives exactly how we want to. Be happy. Do your best to not get angry. Love, just love. But most of all be true to yourself and the legacy you hope to leave behind.

When you pass away, years down the line those who remember you will talk, and say “I remember ____(insert name). He/She was such a ______”- what life are you living and what will those blanks be?

And if for some reason you live beyond your friends and family, the life  you live may touch the hearts of strangers- so much that they will attend your funeral.

A little ray of hope in humanity has been restored!

“Intangible” Estate Planning– its not in the paperwork

Will

Trust

Revocable Trust

Health Care Directive

Power of Attorney

You have probably heard these words a million times when it comes to estate planning. Those words are key in estate planning. They take your assets and distribute it to whomever you want in any amount you want, upon your death. And all of those documents are valuable and will be used and updated over your lifetime.

But, what about the intangible things you have accumulated over your life time?! How do you pass those on??

Here are some words that you should consider when you sit down to plan your “intangible estate”:

Values: Most of us have values and principles that we would like to pass on to our children. If you couldn’t see your children to adulthood, how would you pass on those values to them? For example, what is more important- money or health? Who would you consider your role model and why? Of all the things you have accomplished in your life, what gave you the most satisfaction? These are all things you can write down and keep with your tangible estate plan.

Personality: You know your children better than anyone else- their strengths, their weaknesses. If you were not around to raise you children, who could “click” with their personalities and help with their emotional needs?

Education: Do you have book smarts? Street Smarts? Common Sense? What is most important to you? How would you convey the importance of education to your children?

Passion: What issue or issues are you most passionate about?  Why do you care so deeply about these particular issues?  Would you expect your children to pursue a career they were passionate about or choose one that paid them well regardless of their personal interest or commitment? How do you see your dedication to these issues furthering the greater good?

Legacy: Do you know where your grandparents came from? Great grandparents?  Have you taken the time to write this information down for your children so they have a sense of tradition and family history?  What do you want your children to remember most about you? Have you thought about your legacy and what you want to leave behind for your loved ones and future generations, beyond the material things you’ve acquired? Any words of wisdom you have to pass on to them?

Traditions, story telling, heritage- are all things we might think of but are not included anywhere in our estate plan.

Think about these words and what is important to you, jot somethings down, it will help pass on your intangible estate and even better will help guide the guardian of your children should you pass before they become adults.

And, when you’re ready, set up an appointment with us for a planning session. It is never too early to prepare! Schedule a planning session with us by visiting our website, creating an account and scheduling an appointment online, or calling us at 650-503-3770.

Visit our estate planning attorney in San Mateo County, Santa Clara County or Alameda County.

New Year, New You! Make this year YOUR year.

new_years_eve_getaways_600x450Someone once told me that the definition of Insanity is doing the same thing over and over and expecting different results.
(My younger brother, apparently quoting Albert Einstein)

Each year, we all make resolutions- lose weight, save more, eat better, spend less time working, etc., etc. And each year many of us break those resolutions within a month (or two if we’re lucky).

Here are some tips to help get a jump start to 2013 and make some changes that aren’t so dramatic:

Make a New Year’s Resolution: Even if you break it, at least you had the intent, right?! This year, make it your New Year’s Resolution to reduce stress and anxiety over the economy and get your finances in order. Start by turning off the evening news and spending quality time with loved ones. Taking a step back will help you gain long-term perspective and focus on the people who matter most in your life.

Focus on Your Health: The relationship between physical health and mental health is important. Focus on finding the right balance in your diet, through exercise and getting a good night’s sleep.

Don’t Make Rash Decisions: Making any decision on the spur of the moment is never a good idea. Try not to react immediately to bad news. Take some deep breaths and meditate for a minute or so.

Don’t Stress Over the Things You Can’t Control: I am a control freak. I cannot deny it, but even I know there are somethings in life we cannot control. So, focus less on the things you can’t control, like the stock market and the cost of living, loss, and more on the things you can. Review your expenses and see where you can make cuts. Postpone that vacation or eat out a little less. Use the opportunity to find things to do with your loved ones that bring you closer and cost less, such as a family game night or handmade gifts. In thinking about what you can control, this does include estate planning. (Keep an eye out for our post on Finances and Estate Planning in the next few days!)

Don’t be afraid to seek help: We can’t do EVERYTHING without feeling a little stressed! If anxiety or stress becomes too much, find someone you can talk to about what you’re going through. Don’t be afraid to ask for help from family members, friends, and a professional, if necessary.

We hope this helps jumpstart your resolution setting (even if it is broken by Valentine’s Day!) and helps you take back your life- wishing you lots of Peace and Joy in the coming year!

-Carmen

What is your New Year’s Resolution? I know you’ve thought about it.

As many of you prepare for the new year and begin thinking of resolutions, you will all think about the FUTURE.

The future consists of a second from now, a minute, a year, even ten years.

Many of you will have financial and health goals- in those goals, it is important to remember that part of planning for the future is planning for unexpected occurrences and even death.

Is your family prepared if something happens to you or someone you love? What will happen to your home? Your children? Where will you be buried? Or will you be cremated? Would there be a memorial service in a church, temple, synagogue, or home? The holidays are a time for celebration, love and joy.

Enter the new year knowing you are better prepared- not for yourself, but for your child(ren) and family- create an estate plan. Find out more about estate planning and how to prepare your family for the future by contacting our office to schedule a consultation.

 

 

Note: Carmen Rosas is an attorney in California. She practices family law (divorce, custody, and support) and estate planning (wills, trusts, advance health care directive).